Why Security Aren’t As Bad As You Think

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Helpful Descriptions of Different Kinds of Two-Factor Authentication In today’s society, where the world wide web is such a major part of day-to-day life for so many people, personal security is crucial. One of the most common things companies do to secure their users’ personal information on the web is utilize a two-factor authentication process. You have likely used two-factor authentication, or 2FA, quite frequently, without even knowing what it was. 2FA refers to the fact that an individual must input two pieces of login information in two steps to prove his or her legitimacy. The most prevalent example of two-factor authentication happens at a bank ATM, no matter where you happen to be. After your debit card goes into the machine, it acts, so to speak, as your username and password. Once that step is over, you will be asked to type in your PIN number as proof that you are the individual who owns the card and the associated account. 2FA is engineered to make sure identity thieves and other sorts of criminals are unable to do anything to seriously harm you before they are stopped. The remainder of this guide will teach you about some forms of two-factor authentication you’ve likely seen on the web at some point in time, or are sure to see in the future. Some Companies Use One-Time SMS Passwords
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Sometimes, companies ask you to allow them to send you a one-time use password as a text message after you’ve input your username and password. This serves as proof to the system that you can access the phone number that is on file for you; the vast majority of the time, a thief wouldn’t have the ability to do this. The only downside of one-time use SMS passwords is that they don’t work with landlines.
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Login Verification Is a Wonderful Solution If you’ve ever registered for a website where you have to enter answers to security questions, such as what street you grew up on or what your dog’s name is, you’ve probably used login verification at some point in time. Login verification requires you to enter a separate piece of personal information that is unique to you after you’ve submitted your username and password. The downside to this is that, at least in theory, a thief could know the answer to your personal question, even though it isn’t likely. If you operate any kind of website, you must learn as much as you can about two-factor authentication so you can use the right type to help your users feel as secure as possible when they log onto your system. If you have a webmaster, make sure you work with him or her to make your site as secure as it can possibly for.